EMPLOYER HEALTH BENEFITS

2027 Health Benefits Built Around Your Workforce

Compare Maryland small-group medical options with your employee census, provider access, contribution strategy, participation requirements and enrollment experience in mind.

Maryland’s 2027 Small-Employer Market

For 2027, Maryland’s approved small-group market includes CareFirst BlueChoice, CareFirst GHMSI/CFMI, Kaiser Permanente and several UnitedHealthcare entities: MAMSI Life and Health, Optimum Choice, UnitedHealthcare of the Mid-Atlantic and UnitedHealthcare Insurance Company. Those choices span HMO, EPO and PPO network structures.

  • Carrier and plan availability varies by service area and group eligibility
  • Employer contribution and employee participation requirements can affect available choices
  • Provider networks and prescription coverage should be reviewed against the workforce
  • There are more than 265 plans in Maryland’s 2027 small-group market, so plan design matters

Actual availability through Lion Insurance Group depends on appointment and market access, group size, service area and carrier rules.

More Than Picking a Carrier

A good employer health-benefits conversation starts with the workforce and the employer’s goals.

  • Employee census and eligibility
  • Employer contribution approach
  • Plan network and provider access
  • Enrollment communication and implementation support

Source: Maryland Insurance Administration, 2027 ACA premium-rate approval · Reviewed September 30, 2026.

EMPLOYER HEALTH BENEFITS

Review your 2027 benefits strategy.

Share your group size, current coverage and what you want to improve. We’ll organize the health-benefits conversation from there.

Start an Employer Health Request